Digital financial literacy for socioeconomic inclusion and equity

About Us

In accordance with the EU Financial wellbeing barometer (2022) the level of the financial literacy for managing people’s personal finances is decreasing across Europe in compare with 2019. Digital financial literacy becomes even more important as a transformation to digital economy continues to grow in Europe.

The EU Digital strategy with a priority “A Europe fits to digital age” aims to make this transformation work for people, and strengthen the digital financial literacy is an important component of this European policy agenda. Digital financial literacy as a part of the entrepreneurial key competence is a combination of knowledge, skills and abilities needed to make informed and thoughtful personal financial decisions using digital technologies.

COVID-19 is accelerating the pace of digital transformation, however, exacerbating the risk of increased inequalities and exclusion of people with fewer opportunities those who are not digitally connected, including experiencing of digital financial exclusion. The lack of digital financial skills is the barrier to them to use the digital financial services towards the socioeconomic inclusion and equity. Thus, the motivation of the project lies in the EU Inclusion and Diversity Strategy (2021), which says that the principles of equality and inclusiveness are part of the core values of the EU. 

The motivation is also lies in European need to enhance adult learners’ digital financial literacy. Reduced incomes, job uncertainty and the prospect of a global recession mean that now, more than ever, learners especially with fewer opportunities, should be equipped with the knowledge they need to manage their personal finances in the digital age. 

Greater digital financial inclusion is an important driver for attaining social inclusion. Digital financial inclusion means that individuals have a good level of digital financial literacy to be able to access the useful and affordable digital financial products and services that meet their needs, like transactions, payments, savings, credit and insurance.

The project DigFinLit creates inclusive learning environments for developing digital financial literacy of learners in order to ensure their digital financial inclusion, equity and wellbeing.

What’s our GOAL?

The project aims at developing upskilling Learning Hub “Digital financial literacy: be smart with your money in the digital age” to enhance digital financial skills as a part of the entrepreneurial key competence, which allows learners to make the informed and thoughtful personal financial decisions.


Did you know that global trends are steering towards digital financial services? In the ever-evolving landscape of the Digital Age, being financially literate in the digital realm is crucial! The DigFinLit project team is committed to creating resources and providing training to help you navigate the digital financial landscape with confidence and ease.


  • motivate adult learners to enhance their digital financial literacy to ensure socioeconomic inclusion and equity,
  • provide learners with flexible and digitally-transformed learning opportunities to develop digital financial skills as an important part of entrepreneurial competence,
  • ensure digital assessment of learners’ skills needed to have good level of digital financial literacy,
  • improve the competences of adult educators to facilitate digital learning pathways.


  • Developing 4 project results
  • Piloting the learning pathways with 120 adult learners
  • Presenting as OERs on the e-platform (Moodle) in English and project partner national languages
  • Organizing transnational partnership meetings in Austria and Spain Running a Learning/teaching/training activity in Cyprus
  • Organizing multiplier events in all partner countries (AT, ES, CY, LT)
  • Holding the final conference Lithuania
  • Sharing and promoting the project results to at least 3000 people and 200 AE organizations.
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